Franchise owners often face brand-required remodels, new-unit costs and day-to-day operating needs on a fixed calendar that does not always match local sales. Working capital can help an existing operator complete a required refresh, prepare a new location or cover a busy season. This page is for franchise businesses with operating deposits. It is not a franchisor program, and it is not a promise that any brand or location will be funded.
Need merchant cash advance funding of $25K to $5M for your business?
How Franchises Use a Merchant Cash Advance
Completing a brand-required remodel or refresh
Covering deposits, equipment and pre-opening costs for an additional unit
Replacing equipment to meet current brand standards
Hiring and training staff before a holiday or local peak period
Supporting marketing required at the local level
Bridging slower months while fixed franchise and occupancy costs continue
Cash Flow in This Business
A franchised location can have steady card sales and still feel tight when a remodel deadline, royalty calendar or multi-unit project lands at once. Funders review the business deposits they can see on your statements. Brand or franchise-agreement questions may come up; we do not speak for any franchisor and do not replace brand approval processes.
How a Merchant Cash Advance Works
A merchant cash advance is a purchase of a portion of your future receivables. A funder provides a lump sum, typically between $25,000 and $5,000,000, and collects an agreed share of your future business revenue as described in the written agreement. Because the funder is buying future revenue, reviews focus on how your business performs, not only on your credit history. Every offer comes from the funder and is spelled out before you sign. Forward Funders is a broker, not a lender or direct funder; we help you compare options.
Illustrative scenario: a required remodel deadline
This is a hypothetical, illustrative example, not a client result, testimonial, or offer. An owner of a franchised service location has a brand refresh due before the next inspection window. The work is needed, but paying for it in a single month would strain the operating account. The owner organizes bank statements and a short description of the project, then applies so funders can review the file. This is not a claim that brand deadlines are financed on a set timetable.
What Funders Look At
Funders typically review business bank statements, time in business and deposit history for the location or entity that is applying. Franchise documents or landlord details may be requested by a funder. Requirements vary. Forward Funders does not approve applications and does not guarantee terms.
Our Process in 3 Steps
Apply online. Complete our short Funding Application and attach recent business bank statements.
Compare offers. We present your franchise business to funders in our network and walk you through the offers that come back.
Review and decide. Once you accept an offer and the funder completes its review, funding follows the funder's own process and timing. Timing is not guaranteed.
Why Forward Funders
Forward Funders LLC is a broker, not a direct funder. We shop your file to multiple funders so you can compare options side by side instead of applying one at a time. We work with franchise owners nationwide. Call (718) 619-9867 or visit our Apply page to get started.
Frequently Asked Questions
I own a restaurant or hotel franchise. Which page should I use?
You can start here or on the page that matches the concept: restaurants or hotels. The application is the same Funding Application.
Do you work with franchisees nationwide?
Yes. We work with business owners in all 50 states.
Is this financing from my franchisor?
No. Forward Funders is an independent broker. We shop your file to funders. Any brand approvals you need remain separate.
Can a multi-unit operator apply?
Yes, operators with more than one location are reviewed. Be clear about which entity and locations the statements belong to.
Can I use funds to open a new unit?
Working capital is sometimes used toward opening costs. A funder decides whether to offer funding and on what terms after reviewing your business.
Prepare your application
Start with a completed Funding Application and your last four months of business bank statements. Month-to-date activity is only needed after the 10th of the month (from the 11th onward). That short list is a starting point, not a promise that every funder asks for the same items. See Your Funding Application: What to Send and Your Merchant Cash Advance Application Journey. You can also begin on our Apply page.
Related information: restaurants and hotels.
More on our home page · States We Serve · Apply page
Forward Funders LLC is a broker, not a funder. Merchant cash advances are purchases of future receivables; approval is not guaranteed and terms come from the funder.
Forward Funders LLC · 6231 Amboy Rd., Staten Island, NY · (718) 619-9867